Know all about what is wedding insurance : and its advantages( wedding insurance kya hai)

Know what is wedding insurance and why it is important, how can you take advantage of it

     

The wedding season has started and if you are also among those who are going to get married in this season, then it is very important for you to know that with the help of wedding insurance, you can save yourself from your wedding expenses  can also be saved.  By the way, nowadays taking wedding insurance has become a trend and most insurance companies have started giving wedding insurance.  But know how you can avoid the loss through this, in this special report of ours:

Why is it important to have a wedding policy?

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Although some insurance companies prepare packages for the wedding in advance, but some companies also make packages according to your needs.  It depends on you what kind of package you want to take.  With the help of wedding insurance, you can take protection in case of marriage cancellation, your jewelery is stolen, accident after accident after marriage, etc.

Can anything be covered

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: Advance given to caterer

: Advance money for a hall or resort booked for marriage

: Advance given to travel agencies

: Hotel advance booking payment

: Payment given on printing of wedding cards

: for decoration and music

: Wedding Venue Sets to Other Decorations

How much can i claim

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The sum assured of wedding insurance is decided on how much you have insured.  Note that you can claim a claim even if the date of marriage changes.  By the way, the premium charged only from 0.7 percent to 2 percent of your sum assured.  For example, if you have taken a wedding insurance of Rs 10 lakh, then you have to pay a premium of Rs 7,500 to 15,000.

What can't be covered

Policyholders cannot claim the money under certain circumstances, some of the main reasons are as follows:

: any kind of terrorist attack

: strike

: Sudden cancellation of marriage

: the bride or groom getting kidnapped

: Missing the flight or train at the wedding due to the bride or groom's own fault

: loss of wedding clothes or personal belongings

: Sudden change or cancellation of wedding venue

: In any way due to electrical or mechanical malfunction

: Damage caused by wrong maintenance of wedding venue

: To intentionally harm oneself or commit suicide

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Wedding insurance insurance companies in India

ICICI Lombard

future general

HDFC Argo

Bajaj Allianz General Insurance

How can insurance claim

: Before taking insurance, always keep in mind that the insurance agency has to give all the information about the location of the wedding before the wedding expenses.

: As soon as you have a loss, inform your insurance company immediately.

: Inform the police of your stolen goods and hand over a copy of the FIR to the insurance company.

: Fill the form to claim and submit it along with all your papers.

: Full information will be obtained from your insurance company by sending a representative for investigation and only then you will get the claimed money back.

: If your claim is proved correct, then the insurance company will make up for the loss. 

: If wrong, the amount claimed will not be repaid and the claim will be rejected.

: If the insurance company wants, then the money can be paid directly to the venue or vendor of the wedding.

: If in any way the policy holder is not happy with the amount claimed, then he can directly go to court and put his case.

: In any case, the wedding insurance claim is settled within 30 days of the accident.

Some important things to keep in mind

: While taking insurance always keep in mind the type of insurance and what will be covered under the policy

: If there is already an insurance cover, then first find out under what circumstances you will get the cover

: Select the policy only after examining everything thoroughly

: Note that the primary policy cover also includes the cancellation of the wedding ceremony.

: For any type of accident like fire or theft, you can take a separate policy.