how to claim auto accident and it process by lawyer alexander napoleon

 Best Auto Accident Lawyers

Learn About Obtaining Legal help for a Auto Accident.

Read what clients have to say about the Best Auto Accident Lawyer Firm

    

I would like to start of by thanking Alex and his entire staff at Napolin Law for handling my case in a very professional manner. I would definitely recommend Alex and his team to all my friends, family, and anybody out there in need of a law firm that really knows how to take care of their clients.

Southern California Courts Resident Service Areas

Helping residents with Car, auto, truck, motorcycle, train accidents in: La Verne, Rialto, Ontario, Norco, Corona, Glendora, San Dimas, Chino, Redlands, Chino Hills, Colton, Monrovia, Pasadena, Azusa, Riverside, West Covina, Pomona, Upland, Claremont, Fontana, Rancho Cucamonga, Montclair, San Bernardino, Covina, Glendora, Diamond Bar, West Covina, Walnut, Duarte, Fullerton, Orange, Santa Ana, Anaheim, Brea, Yorba Linda, Tustin, Garden Grove, Buena Park, Inland Empire, Southern California, Orange County, San Bernardino County, Riverside County, Los Angeles County. California's Best Car Accident Attorneys.

Answers to Common Questions About Auto Accident Injury Claims

Do I have an auto accident claim for personal injury? Expand

Before you move ahead in your search for an accident attorney, you need to know whether or not you even have a case. If you are hurt and did not cause the accident, then you likely have an auto accident claim for personal injury. The person making the claim has the burden of proof. This means that they must have evidence that the other person caused the accident and their injuries. Proper documentation is very important. If you have injuries, call for a paramedic to document injuries, receive first aid, and if necessary go to the hospital. Also, call the police and ask the officer to take statements and produce a traffic collision report. Taking photos of your injuries and damage to all automobiles is also important documentation. Once these initial steps are complete, you likely have questions about what to do next. Contact Napolin, the best auto accident lawyer, to assert your personal injury claim.

 

How do I file an auto injury claim? Expand

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Be sure to get the other driver's insurance information at the accident scene. If the police are called, the officer might facilitate the exchange of information between the parties. Or, the officer might make you wait until the report is complete to get the other person’s insurance information. The information will be on the first page of the traffic collisions report. If the other party does not have insurance, you should set up a claim with your own insurance company anyway. Call your insurance company and the insurance company of the other driver. Explain that an accident happened and that you need to set up a new claim. After providing all of the details, a claim is set up and a claim number provided. If you are hurt, it is best to contact an auto accident lawyer like Napolin.

Am I entitled to a rental car after an accident? Expand

In California, you have the right to claim damages for loss of use of your car while waiting for it to be repaired or replaced. This means that you can rent a car yourself and include the cost of it in your auto accident claim. Some people falsely believe that they have a right to a rental car after an accident that they did not cause. It is true that some insurance companies provide rental cars when they have accepted liability for the accident. This is done to reduce the insurance company’s overall cost by renting cars in bulk at reduce rates. Not all insurance companies engage in this cost reduction approach to rental car claims. It is best to call an auto accident lawyer if you are having trouble obtaining a rental car.

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Who pays for medical treatment after an automobile accident? Expand

Some people falsely believe that the person who caused the accident must pay for medical costs as they become due to medical providers. This is not true. The injury victim first is primarily responsible for obtaining and paying for the costs of medical care after an accident. Therefore, use your healthcare insurance if you ride an ambulance, or are seen by an emergency room or doctor. If you do not have health insurance, then you are directly responsible for your medical costs. However, once you have incurred the costs, you can demand reimbursement as part of your auto accident injury claim. Unfortunately, most people cannot afford to incur the cost and wait for payment after settlement of their entire claim. Check with your insurance adjuster to see if you have medical payment coverage. Also, many doctors will hold off billing you until you can collect your medical costs from the at-fault party as part of your auto injury damages claim. In most cases, you have to wait for a final settlement before the defendant's insurance will pay you money for medical costs. Consult with an automobile accident lawyer to learn how to present your medical bills for payment as part of an auto accident injury claim.

Should I use my own insurance to fix my automobile? Expand

Many people purchase protection so they can use their own insurance to fix their automobile after a crash. This is known as collision coverage. It usually requires the payment of a deductible. If the person who hit you does not have insurance or is taking too long, using your collision coverage may be your best option. Your insurance adjuster might even waive your deductible if you can show the other party is at fault for the accident. Sometimes the person at fault has no insurance or has a policy that is not large enough to pay for the damages to your car. In these circumstances, using your own collision coverage speeds things up significantly. Eventually the other insurance carrier will need to reimburse yours. If you do not have collision coverage, you have no choice but to work it out with the other party's insurance company. If you do not have collision coverage and are having property damage, then purchase it now so you have it if you are ever in another auto accident.

Is whiplash after an auto accident permanent? Expand

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Automobiles are heavy pieces of machinery that create a lot of force in accidents. Injuries can be severe and last a lifetime. While whiplash injury is often cured with physical therapy and chiropractic treatments, some back injuries last a lifetime. Obtaining documentation for your injuries by seeking medical attention is of the upmost importance. Remember, you as the claimant must prove your injuries to the insurance adjuster. This means that all resulting medical conditions from the accident must be well documented to prove their long-term effects. If you fail to obtain treatment, you might not fully realize the long-term health issues that you face. For example, lingering back concerns might be easily solved with conservative care. If you don't receive conservative care, you likely wont get better and your back strain will be perceived as worse than it really is. Getting needed care can easily diagnose a more serious problem. If treatments do not help, it means something worse like a slipped disc might be diagnosed. If you are wondering about how to get the right medical care for a personal injury claim, call Napolin for a free consultation.

Will I be financially compensated for pain and suffering? Expand

Injury claims for automobile accidents do consider payment for pain and suffering. How much money you receive for pain and suffering depends on many factors. The more injured you are, the greater your pain and suffering amount can be. The more extensive and invasive medical treatments that you need, the higher likelihood of a larger award. Sometimes people have very high pain and suffering, but the insurance policy of the defendant limits the amount that they can collect. If you are concerned about collecting adequate compensation for your suffering, consulting with Napolin is your best option. The best auto accident lawyers give the right guidance on the value of their pain and suffering claim.

Do I need attorney representation for an auto accident claim? Expand

Many people believe that they do not need an attorney to represent them. Then they finally realize that the insurance adjuster is not on their side and has guided them down the wrong path. If you are hurt and didn’t cause the accident, hiring a personal injury lawyer is probably the right move. Remember that the insurance adjuster represents the person who hurt you and prefers to pay you as little money as possible. It can be nearly impossible to assess your need for an attorney based upon the answers from online questions and answers. If you are wondering if you need a lawyer, best to call Napolin to inquire about hiring a personal injury lawyer.

Should I provide a recorded statement to the insurance adjuster? Expand

Your own insurance policy likely requires that you cooperate with your adjuster after an accident. This is usually construed to include the requirement of you allowing your adjuster to record you while you answer their questions. Be careful. If you are hurt and your adjuster wants to record you, it is best to consult with an automobile accident lawyer about what to do next in the claims process. This is especially true if the adjuster of the person who caused the accident wants you to answer their questions while being recorded. Remember, the adjuster from the other person’s insurance company is not your friend. Your innocent failure to list all of your injuries could result in a denial of your claim, leading to costly litigation. In some circumstances, providing a recorded statement is beneficial. Before you make your decision, consult with a personal injury automobile accident attorney like Napolin.

Who is the best lawyer for my auto accident case? Expand

Every case is different. The right lawyer for you depends on your specific needs. Sometimes people believe that the best lawyer is the one who has collected the most amount of money throughout their career. However, it is better to choose a professional who you feel is best suited to give you quality attention and the right advice. Be cautious of attorneys who boast big and never meet with you in person. Make sure to get a phone or in person consultation to further evaluate before you hire. Best to stay away if you feel they are just trying to make a sale instead of genuinely inquiring about your circumstances. Napolin speaks with prospective personal injury clients over the phone or in person at his office.

How much do lawyers charge for an auto accident case? Expand

Auto accident lawyers charge a contingency fee ranging from 33 1/3 % to 50% of the total recovery. Percentages vary from attorney to attorney. Fee contracts usually have a percentage step-up clause where the percentage increases if a lawsuit is filed or arbitration is pursued. This is standard to take into account additional time and thought that your lawyer needs to spend on your case. Although fees are negotiable, it is best to agree to what your lawyer wants so that they work hard on your claim. You usually get what you pay for. And, a true contingency fee means that the injury victim only pays if the case is a success. This means no downside risk for the client since they can never come out of pocket for fees or costs. Napolin charges a one third fee for cases that settle during the insurance claims process. While costs are charged in addition to this fee, none are due and owing unless and until the case produces a money outcome. Because most personal injury lawyers work on a true contingency fee, the only financial risk is hiring the wrong lawyer to prosecute your claim.

Are there out of pocket costs to hire a personal injury attorney? Expand

There are usually no out of pocket costs to hire a personal injury attorney for automobile accidents. This is because personal injury attorneys work on a contingency fee basis. The best part about hiring a lawyer early in the claims process is that the fee is contingent on the outcome. In other words, you will only pay if the attorney collects money to pay them with. Having attorney representation early not only increases the likelihood of success, it costs nothing more than hiring them late in the game. Plus, the costs of collecting the police report, medical records, and more, are generally covered by the law office while the case is ongoing. In addition, most personal injury lawyers provide free initial consultations, further reducing the costs of hiring one.

How long does an auto accident case take to complete? Expand

Insurance claims can last a long time. Many unknown things can arise during the process that will extend or shorten how long your case takes. Claims involving clear liability with small injuries usually resolve faster than complex claims with catastrophic impact to the plaintiff. This is because small claims likely resolve before the filing of a lawsuit. Litigation in the courts is slow and laborious. In any case, if the parties cannot agree on value and a lawsuit is filed, then years can go by before a jury is convened to hear the dispute. Some cases resolve quickly because the attorney is able to present the injury claim and obtain the policy limit well before the statute of limitations period. In California, an injury victim generally has two years to file their lawsuit against the defendant in court (exceptions apply so consult a lawyer asap). Consult with an attorney to discuss the stages of a personal injury case and how quickly your case might be resolved. Remember, it can be hard to tell from the outset exactly how long things will take.

How do I calculate my auto injury settlement? Expand

The value of your automobile accident claim depends on how hurt you are and how much insurance is available to pay. If there is no insurance to pay or assets to attach, then it is worth nothing. The claimant must prove their damages, so be sure to document everything and see a doctor about your injuries. The claim settlement value is determined by adding up all of the damages and negotiating with the insurance adjuster for more money. Other types of damages that can be added include: lost wages, pain and suffering, emotional distress, lost future earning capacity, property damage, and loss of consortium. Best to consult Napolin Accident Injury Lawyer before settling and here are four good reasons why.

What is bodily injury auto insurance? Expand

Bodily injury auto insurance covers injury to others caused by you while operating a covered automobile. The minimum bodily injury coverage in California is $15,000.00 per person, $30,000.00 per incident, $5,000.00 per incident property damage. Many serious injury cases settle for policy limits without further litigation. Finding out the defendant's insurance coverage limits is extremely important to successful money recovery. Call Napolin to learn if he can help you with the car accident insurance issues you are facing.

How do I prove an auto accident case? Expand

Cases of word versus word mak yte it nearly impossible for any lawyer to win a claim. This is because dishonest people sometimes appear truthful while honest people can come off as less than honest. There is always significant uncertainty whenever it is a battle between the truthfulness of interested parties. It is always best to have independent witnesses if the other party has not admitted liability directly to a police office. If one side isn't fessing up, an independent witness or security camera showing how the accident happened is needed. It is rare that an accident can be reconstructed to determine who caused it without these things. The insurance company has likely denied your case.

Who can be sued for a traffic accident? Expand

The registered owner of the automobile is liable up to $15,000.00 per person/$30,000.00 per incident. The negligent driver can be held liable to the full extent of the law. If the negligent driver is in the course and scope of employment, their employer might even be liable to pay your damages. If a permissive user is running an errand for the owner, then the owner might also be held liable to the same extent as the actual driver. California uses the principle of comparative fault where percentages of fault are placed on each party involved in the incident. This means that even someone who appears to not be at fault can in fact hold some percentage of liability under the law. It is important to consult with an auto injury lawyer to best evaluate the relative fault of the parties to the accident.

Why Alexander Napolin is Among the Best Auto Accident Lawyers

You expect to find answers to these questions in your online search. However, the right answers don't exist online because every situation is unique. The truth is, you need a professional to analyze your circumstances, provide legal advice, and represent you. The best auto accident lawyers assess your damages and explain exactly what to expect in the legal process ahead. If you are the victim of an accident and have injuries, Napolin provides a free initial legal consultation.
Alexander Napolin is a serious and compassionate personal injury lawyer. He represents victims of personal injury from accidents involving trucks, buses, cars, motorcycles, bicycles and pedestrians. If you live and drive in Southern California, reduce your stress and uncertainty by consulting with the best auto accident lawyers. It is likely that a friend or family member refers you to a lawyer that they have used before. While referrals from known sources can be helpful, do not do a blind hire. Having all your questions answered and putting your trust in the right attorney is the only way to be sure you are on the right track with your unique case.

Next Step: Submit Information For Free Case Review with Top Ranked California Injury Lawyer

If you have questions about a personal injury, work injury or auto accident injury, do not hesitate to take the next step to finding answers today.

A good way to find out more is through our free case consultation program. Call our office now at 1-866-NAPOLIN to see if we can help. All calls are confidential and completely free of charge. Call us, we are available to speak with you today.

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